In a budget app saturated market, I don’t know why this app needs to collect so much personal information. Developer should clearly explain what is being used and for what purposes.

It’s so hard to use. The app is not user friendly. I would not recommend.

Been a long standing user. App was always buggy, but now I just downloaded latest versionand my envelopes and transactions were wiped out. It’s no longer synching. Trash. Not happy!

There is no intro to the app. It’s not user friendly. Has a rudimentary interface. I paid for premium so that I could sync my bank account and see transactions however it looks like a jumbled hot mess. I knew within the same day this was absolutely it going to work for me, but there is no option for a refund on the Apple support site. So it was a complete waste of time and money. I’m excited to cancel my subscription and delete the app and try something else after doing some more research.

This is the only app we use for budgeting. Simply create envelopes, and keep track of your spending! The app syncs between devices, so my spouse and I are both instantly up-to-date on what money is left in the envelopes. The only annoying thing is auto-correct while typing in a Payee - something changed recently in iOS and if there’s an auto-correct suggestion when typing and you pick a Payee from the drop-down, iOS will change your text to the auto-correct text, then the payee list changes…. It’s more annoying than helpful, so I hope the app developers will just disable autocorrect for this application! And seriously, that’s my only complaint. This app is top-notch and was the start of getting control of our finances!

While this app is really good at dividing up how much to allocate toward each bill or “envelope”, one key feature that would help this app meet my needs is the ability to rank each bill according to priority. Like a 4 tier system because there’s an average of 4 weeks per month. The bills in tier 1 are highest priority and the app can calculate how much to set aside to pay the tier 1 bills by their due date. Tiers 2-4 can be considered respectively once each tier before it has been accounted for. This method frees up funds per week towards something else. An alternative is to implement the ability to disable certain bills so that only active ones are budgeted. This is a manual version of the tier idea that would just require going in weekly and enabling/ disabling bills as needed. Can be useful if a bill has been paid for the month already (maybe the user got a bonus at work or received a gift or something) they’ll have the option of getting ahead on the bill or reallocating those funds elsewhere. Right now, the only way to do anything similar is to delete the entire envelope, which is not ideal. I’m not sure if it’s common for people to budget for every single bill, every week, all throughout the month, with every check. But if there are people that, for example, budget on the 3rd week of this month for bills due in the 1st week of next month, in a staggered fashion, this feature would LITERALLY be a life saver. I really hope something like this could be implemented because I like this app.

Absolutely love this app and have been using it for years after realizing I wasn’t keeping track of my spending. My only wish is that it had a widget!!!

I used this app for a year but finally had to switch due to setup issues. I'm someone who wants to manually input every transaction so I know exactly where my money is going. if bank account integration is what you're looking for this is not the review for you. Pros: I love how the app remembers how certain transactions belong to certain categories. That saves a lot of entry time. it's pretty easy to dive into expenses per envelope or look at the pie chart for the current month or past month (more than 1 month previous requires you to input specific dates.) Cons: the app is primarily set up by expense envelopes. They're "filled" every month with your budgeted amount and rollover excess or unspent dollars. I've never loved this feature but have been able to deal with it until today. I tried making a new budget for this year and for the life of me cannot figure out how to make each month reset with no rollover. I looked through my categories after I tried to change my budget and all of my expenses were completely wrong and didnt add up to the transactions within the folder. This could easily be user error on my part but if I'm not easily able to change monthly budgets with accurate expense tracking then I'm not able to use this app.

Hard to figure out how to start fresh each month, reload your envelopes, etc. it just wasn’t easy to use.

This is just another app that doesn’t offer Washington federal I don’t understand. I haven’t found one yet