I’ve repeatedly tried to get this app to connect to my bank accounts that require 2-factor authentication. The app tries to connect, then errors out an FDP-185 error every time. I’ve tried all their help suggestions to fix the accounts. Nothing works. This makes the entire point of the app useless.

This app isn’t very compatible with Discover Bank for some reason. Too irritating to try and figure out — requested a refund instead.

This app is good in that it is full featured. However, one thing would make it much, much better. Quicken, if you’re monitoring these reviews, please fix this. On an iPad with an extended display, the app constantly resizes to be too small on the extended display. It’s in this strange elongated portrait mode, and every time you resize it larger so that it’s actually readable, it resizes again. No other apps do this. Fix this, and it’s a five-star app. A bonus improvement would be to be able to alphabetically sort the watch list like you can on the web.

Are you serious? I must pay for the app I'm not even sure I will be comfortable with? Where is free trial?

This is what I needed when they killed Mint. CreditKarma is nowhere near the same feature set, and it’s basically a giant ad. This is what I’ve needed for the last year or however long it’s been. I don’t even mind paying for the subscription due to the quality and support. I wish I could have ported my Mint to this instead of CreditKarma.

An important reason to try Simplifi was to sort expenditures according to their purpose. I believe (in the case of credit card expenses) that this is ultimately aided by the use of merchant category codes. Simplifi did a very poor job of categorising my personal credit card transactions and I would have to spend hours checking and correcting quite simple sorting mistakes, with for example hardware store purchases mis-categorised as groceries etc. This makes Simplifi unusable for me. I could do better than the app does by simply adopting the MCC table as a look up in excel.

I like the concept but it does need improvements! 1- the daily spending plan, no idea how that works and where does numbers come from. 2- saving goals and availability for each account, simply why? 3- goal contributions, don’t ask where that money comes from! Why? Because the availability doesn’t match what is in the account I got the money from. Don’t ask or make my link it to a transaction 4- goal withdrawal, don’t tell me how much I can withdraw! I should be able to withdraw all of it without the app giving me the AVAILABILITY!!! 5- refund option, there is none; it makes a difference on the year expenses overview It’s a good help! We have a good view of our finances and it helped us a lot to set goals and to reach them.

Ever since we lost the mint app, I have been looking for an alternative. For the last year I have been using the Copilot app. It is visually great and navigation is slick but there is certain functionality that it does not have. I tried it for year and came to this app on the recommendation of PC Mag but I must say it has been a disappointment so far. It seems Quicken lost its Mint developers and a different team tried to recreate it without much success. How can a paid app be worst that the free one. Navigation is cumbersome. You have to constantly scroll up and down to get to the information you need. There is no single birds-eye view of everything. The main widget in the dashboard just shows amount left to spend. What category, it does not say. So you cannot tell which category you need to scale back in. Creating a budget is not straight forward and it separates the fixed recurring bills from all others. Fixed amount subscription items and mortgage etc can be put into recurring expenses but I keep groceries and fuel and other non fixed items in the spending plan. The app never shows all of them in one place. It tells me how much I have remaining after fixed recurring expenses but that number is useless unless you don’t plan to buy groceries or fuel or anything else. Categorization rules work but the process is not very intuitive and you jump through several screens. Plus excluding certain income is a pain. I like to keep a percentage of my income out of the budget but the app does not seem to allow that. Rules also do not take into account the amounts which limit their functionality. Charting in the app a not great. A couple of pie charts try to recreate Mint’s charts but they are flat and not interactive. There is no monthly cumulative expenditure trend chart either. Honestly, looking at the paid options out there I would have happily paid for Mint. I will be weary of any app that doesn’t provide trial period. Now I am stuck with this for a year.

This app advertised itself as a replacement for Mint but it’s absolutely not. There’s consistently connection problems and still no connection to Alight which Mint had. The interface is clunky and good luck fixing your accounts if you accidentally closed them. They cannot be reopened which means if you try to re-add an account? Duplicates everywhere.

I tried a bunch of different budgeting apps before settling on the Quicken Simplifi. It was the best of the options. However, they are unable to link to all Financial institutions. I will set a bill is recurring, and it will duplicate it, replicate it, or delete it all together. I wish this relied more on AI to learn my budget categories habits and was more predictive. But again, for the options, this one was the best .