Affirm: Buy now, pay over time

Affirm: Buy now, pay over time

By Affirm, Inc.

  • Category: Shopping
  • Release Date: 2015-08-24
  • Current Version: 3.277.0
  • Adult Rating: 4+
  • File Size: 176.84 MB
  • Developer: Affirm, Inc.
  • Compatibility: Requires iOS 16.0 or later.
Score: 4.86347
4.86347
From 1,492,628 Ratings

Description

Pay over time with Affirm online, in-store, and in the app. Plus, eligible customers can get the Affirm Card™ to use anywhere Visa is accepted in the U.S., or pay with Affirm on Apple Pay. Why you’ll love the Affirm app: • See your purchasing power front and center • Shop brands with clear, flexible payment options • Discover deals, 0% APR options, and plans over 12 months • Set up AutoPay or easily make early or one-time payments • Open a high-yield Affirm Money Account with no hidden fees • Request to pay over time with the Affirm Card online or in-store Take your Affirm Card everywhere: • Get a physical card and use it anywhere Visa is accepted in the U.S. • No credit impact to apply, and no card or annual fees • Discover 0% APR options or flexible plans at top brands, in-store and online • Request a payment plan in the app before or after checkout. Minimum purchase may be required for payment plans. See footer for details. Purchasing power is an estimate and may include a down payment at checkout. Approval and terms aren’t guaranteed. The Affirm Card is a VisaⓇ debit card issued by Evolve Bank & Trust (Evolve), Member FDIC, pursuant to a license from Visa U.S.A. Inc. Affirm is not a bank. FDIC insurance will only cover the failure of Evolve. Learn more at https://www.fdic.gov/resources/deposit-insurance/. Pay-over-time plans must be applied for each purchase in the mobile app, are subject to eligibility checks and are provided by affirm.com/lenders. Minimum purchases are required for pay over time plans; the amount is located in the Card tab of the app. For purchases that are not approved for and matched to a payment plan, you authorize Affirm to initiate an ACH debit from your linked bank account within 1-3 days of the purchase. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses. Rates from 0 - 36% APR. For example, an $800 purchase could be split into 12 monthly payments of $77.99 at 30% APR, or 4 interest-free payments of $200 every 2 weeks. Loan options vary, are subject to eligibility, and may depend on whether your loan is applied for before or after your card purchase. There are minimum purchase amounts for loans, a down payment may be required, and may not be available in all states. Affirm is not a bank. The Affirm Money Account is issued by Cross River Bank (CRB), Member FDIC, and is insured up to the federal limit of $250,000. The federal limit applies to all money held by you at CRB, and FDIC insurance will only cover the failure of CRB.

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Reviews

  • Affirm with Amazon

    3
    By JSween116
    Payments made in timely manor up to date. Suddenly no purchases being allowed for Amazon. Not up to credit limit but no one can explain . Use Klarna or Afterpay or PayPal
  • Compras

    5
    By aniriki
    Excelentes
  • Scammers

    1
    By Asses55
    They still take my money out of my checking account even I shut off auto pay and deleted payment method. Illegal. This is going to the local law enforcement. I’m trying to add a different account and they keep taking my money from the account without authorization….
  • Nothing Beats AFFIRM!!

    5
    By MaryJo70*
    Love it!!
  • Liked how the app was

    3
    By Justmeage
    Please change back how we manage payments. Do not like the new way. It was more exciting to make a payment before. Always paid ahead. And now I feel like it is hiding what I owe for the month.
  • No Buyer Protection

    1
    By Buyers Beware!!
    Refrain from utilizing this company’s services, as they are known for their reluctance to issue refunds in cases of incorrect purchases. Their stance consistently favors the merchant or seller
  • Doesn’t Work With VPN

    3
    By AspiringPhD
    I have a VPN on my phone since I use it personally and professionally. This app doesn’t work with a VPN. The server I am using is located in the US and not overseas. Why have an app that doesn’t work for folks being smart about privacy?
  • Ms Beaver

    5
    By CRBeav
    Affirm is a great way to shop. Low cost and efficient service. You treat them well and they’ll treat you even better. Thank you Affirm!!
  • Easy way to buy

    5
    By Maxxface
    I have ordered many things from them and it’s a great deal
  • Biggest gripe is…

    3
    By mrsdmiles
    PLEASE create the option to select multiple loans so that one bulk payment can be made instead of having to process each one individually. I prefer not to use autopay (although it seems you keep updating the app to try to force your users into using it) and it’s a hassle to select each one, make payment, back out and go to the next one. All the other flexible payment apps offer that feature. Please catch up

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