PocketGuard・Money&Bill Tracker

PocketGuard・Money&Bill Tracker

By PocketGuard, Inc.

  • Category: Finance
  • Release Date: 2015-01-07
  • Current Version: 5.9.1
  • Adult Rating: 4+
  • File Size: 107.38 MB
  • Developer: PocketGuard, Inc.
  • Compatibility: Requires iOS 14.0 or later.
Score: 4.62177
4.62177
From 7,091 Ratings

Description

PocketGuard is a budgeting app for people who want to be on top of their money. Personal finance is made simple by smart algorithms, which means budgeting with PocketGuard is so easy that you don't have to spend your entire life crunching numbers. We take care of all the routines like expense tracking and bill monitoring so you can clearly focus on money management operations. Always know what's in your pocket! A budget is a difference between income and expenses. If it's positive - you're doing well. In any other case, the budget is unbalanced and needs attention. This is where the "Leftover" feature takes action. How much disposable income do you have after paying your bills, saving for your goals, and setting aside enough money for needs and wants? The PocketGuard budgeting app does those calculations for you! Always know the actual safe-to-spend amount so you can fit your monthly budget. Comprehensive analytics! Budget and expense tracking are just a part of the story. If you wanna do money management the right way you need to learn from the data you track. PocketGuard's budgeting app provides you with various reports to let you see personal finances from different angles. Learn about your spending habits, make necessary adjustments, and optimize your monthly budget. Bill tracker and subscription manager! You can use PocketGuard as a bill organizer. Once you connect bank accounts the app starts working as a finance tracker. All your bills and subscriptions will be identified automatically and included in your monthly budget. The bill organizer will help you never miss the due date again. PocketGuard bill organizer gives you an easy way to negotiate better rates with your provider. So you can optimize your budget by cutting costs on services you use. PocketGuard subscription manager will help you to find subscriptions you might have forgotten about. This is another money management trick - stop paying for services you no longer need. Set and reach your financial goals! Goals are a key concept of budgeting. As was mentioned before, expense tracking is just a part of the story. Personal finance is made of goals. Let's say you want to spend less on shopping or save more for vacation. These are financial goals. The PocketGuard budget app gives you all the necessary tools to set them properly. Set up your debt-payoff plan! Nobody's perfect and almost anyone has debt to pay off. The question is: do you have a plan? Connect all your credit and loan accounts and we'll show you the way to a debt-free future. Our smart algorithm calculates the most profitable debt repayment strategy so you'll save hundreds or even thousands by paying less in interest! BANK-LEVEL SECURITY We use the same 256-bit SSL encryption as all major banks to ensure your sensitive information is safe and sound. The PocketGuard app also uses PIN codes and biometrics, like Touch ID & Face ID, as an additional security layer. PocketGuard connects to U.S. and Canadian financial institutions only. PocketGuard offers a premium subscription - PocketGuard Plus - which gives you access to additional features and is not required to use PocketGuard. PocketGuard Plus subscription lengths and prices: Monthly - $12.99* / month Annual - $74.99* / year Prices are in U.S. dollars, may vary in countries other than the U.S., and are subject to change without notice. If you choose to purchase PocketGuard Plus, payment will be charged to your iTunes account. Subscription automatically renews unless auto-renewal is turned off at least 24 hours before the end of the current period. Auto-renewal may be turned off at any time by going to your settings in the iTunes Store after purchase. Any unused portion of a free trial period will be forfeited if you purchase a different subscription plan. Privacy Policy: https://pocketguard.com/privacy/ Terms of Use: https://pocketguard.com/terms/

Screenshots

Reviews

  • Keeps locking me out of my bank

    1
    By Nia_1
    PocketGuard has acknowledged that an issue with their data provider is causing a sync problem with one of my banks. This started more than a week ago. The impact of this issue is that the bank is locking me out every single day due to failed login attempts. The app does not provide an option to delete banks. After asking support how to delete the back and getting no acknowledgement of the question, I discovered on my own that you can log in to the website through a browser to delete banks. However, the delete option is grayed out on the bank with the sync issue. Tech support just tells me they’re working on it, no ETA, they’ll let me know when they learn something, but does not acknowledge my question any deleting that bank so I stop getting locked out while they work on it. This is completely unacceptable. I generally like the app, but it’s not worth being locked out by banks.
  • No More "In My Pocket"

    2
    By gefruuferhrqe
    I'm really disappointed that you got rid of the "in my pocket" feature. I stuck with this app, despite its shortcomings and frustrations, due to the in my pocket feature, which as far as I know was unique to this app. Now I have no reason to continue using it and I will look for a new one. No, the "leftover" feature is NOT the same.
  • Too many crashes

    1
    By AmitabhM
    The app keeps crashing with ‘Request Failed : Forbidden (403)’ error in a red banner on top. Switched to this app after Mint shutdown, regretting the choice.
  • Best bang for your buck

    5
    By BergDolla
    Incredibly easy to use once you get the hang of it, offers all the services of the more expensive budgeting apps.
  • Great App

    5
    By Silver Badger Sr
    Excellent and easy way to track spending
  • Free Trial Ended charged for year subscription 14 day return is a joke

    1
    By bolalola
    I forgot to cancel on the 14th day. I actually was going to continue with using the app but on a month to month basis. Once I realize I forgot to cancel I tried to get a refund. I have been denied on all fronts. I feel scammed now I do not want to even use the app anymore. Do not sign up for the free trial, they will not give your money back.
  • Good but

    3
    By Fall leaves
    PocketGuard is very good and easy to use. It could be excellent and will deserve a five star if it can give a bar chart for monthly expenditures and report expenditures for customized period.
  • Clunky but effective

    3
    By Upton21
    The app overall is great and their customer support is quick to respond. I love that it helps get basic budgeting answers done. My biggest problem is the lack of compatibility with other banks. For months, my Marcus accounts refused to sync, and even though Pocketguards customer service was responsive, the issue took literal months to fix. Everything worked fine for another two months, and then my local bank stopped syncing, and the customer service gave me the same response. I appreciate the communication and hard work, but when your banks constantly don’t sync with the app, the app becomes ineffective. Whenever the app finally reconnects to my bank, I’ll have to go back and play catch-up on all my transactions while operating in the dark in the mean time. Now, with this happening twice, I’ll just be paranoid when the next time one of my banks no longer syncs up with PocketGuard. Again, it’s a good app, so maybe I’m just unlucky, but when your app doesn’t sync with the banks, it becomes pointless, especially when you spend a large chunk of money on the app itself.
  • Couldn’t sign up

    1
    By Sean'siPad111
    My IP looks suspicious. On both my laptop and phone. No VPN…
  • Awful app

    1
    By TrueUser20
    The app shows net worth per month as bar plot, which is terrible and calculation is incorrect. All apps I used or tried before show net worth as line or area chart, which is more appropriate. Also the app freezes most of the time while loading new transactions and I have to close the app and re-open it again. Some of its features like “Plan” are useless because it’s so confusing to use.

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