Liked the app, good setup, easy to use. I could see using it long term if it worked properly. Attempted to use for two months, and transactions that I recategorized CONSTANTLY revert back to previous category. Even after waiting for them to go from pending to posted, transactions would still revert to previous category, even when rules were not instituted. Impossible to use as a budgeting app when some transactions had to be categorized 3 or 4 times. Refund process has been difficult.

I switched to PocketGuard after Mint closed down, and had high hopes for the app. Indeed their basic month-to-month budgeting tools function well, can be automated to a decent extent, and provide useful insights about where you are in the month. The two issues that have caused me to stop using the app are as follows: 1) While their institutional syncing works well on the whole, if you do have an issue it puts all of your past transactions - all the work you did to categorize and name them - in jeopardy. For example, when my credit card number was switched due to fraud, it created a duplicate account and the “old” account lost all of its categorizing and naming data which I had worked on over the months. This happened again with a separate syncing problem. Which leads to my second issue… 2) The retrospective analytics are not very robust to begin with - you cannot “slice and dice” your data to the extent you could with Mint or other services - but that becomes a moot point when your data is often being reset in the first place. For myself, half the point of using an app like this is to have analytics to look back on, discover trends, and answer specific questions (eg how much did I spend on rent back in 2022?). Without great analytics to begin with, and without faith that my data would be preserved over time, the app only becomes useful for month-to-month, in the moment budgeting. Which, as I mentioned above, it does excel at to a fair degree.

I’ve had it for a few months and I’m enjoying how it breaks down how I’m spending my money. The app is fast and responsive.

As a longtime Mint user, I’ve been disappointed in PocketGuard’s functionality. There’s no ability to track trends, overtime or even pull basic reports with summary data. I personally don’t find the budgeting feature to be very intuitive.

After downloaded, you’ll have to pay to see if it will work for your needs. Not for me. Deleted.

Liked the trial enough to pay for a year. But in the week since entries are disappearing leaving me to have to go through the app and re-enter/sort bills more than once.

The app started to duplicate expenses, and couldn’t predict chunks of my paycheck. This made using the ‘leftover’ feature for seeing where we are at pretty much useless. Not sure why I had so many issues, as it seemed to be well put together, but this app didn’t work well for me.

App is very unstable on

This is the first budgeting app I have been able to stick with consistently, and it is really helping me to curb unnecessary spending. It’s not perfect - I would love to see previous budgets not just previous spending, but that’s not a dealbreaker. Just have to make sure to check/keep track myself at the end of the month.

This is the easiest financial program I’ve ever used. It’s completely and prompts good habits and alerts inform overspending categories.