PocketGuard・Money&Bill Tracker

PocketGuard・Money&Bill Tracker

By PocketGuard, Inc.

  • Category: Finance
  • Release Date: 2015-01-07
  • Current Version: 5.8.1
  • Adult Rating: 4+
  • File Size: 103.57 MB
  • Developer: PocketGuard, Inc.
  • Compatibility: Requires iOS 14.0 or later.
Score: 4.62406
4.62406
From 7,073 Ratings

Description

PocketGuard is a budgeting app for people who want to be on top of their money. Personal finance is made simple by smart algorithms, which means budgeting with PocketGuard is so easy that you don't have to spend your entire life crunching numbers. We take care of all the routines like expense tracking and bill monitoring so you can clearly focus on money management operations. Always know what's in your pocket! A budget is a difference between income and expenses. If it's positive - you're doing well. In any other case, the budget is unbalanced and needs attention. This is where the "IN MY POCKET" feature takes action. How much disposable income do you have after paying your bills, saving for your goals, and setting aside enough money for needs and wants? The PocketGuard budgeting app does those calculations for you! Always know the actual safe-to-spend amount so you can fit your monthly budget. Comprehensive analytics! Budget and expense tracking are just a part of the story. If you wanna do money management the right way you need to learn from the data you track. PocketGuard's budgeting app provides you with various reports to let you see personal finances from different angles. Learn about your spending habits, make necessary adjustments, and optimize your monthly budget. Bill tracker and subscription manager! You can use PocketGuard as a bill organizer. Once you connect bank accounts the app starts working as a finance tracker. All your bills and subscriptions will be identified automatically and included in your monthly budget. The bill organizer will help you never miss the due date again. PocketGuard bill organizer gives you an easy way to negotiate better rates with your provider. So you can optimize your budget by cutting costs on services you use. PocketGuard subscription manager will help you to find subscriptions you might have forgotten about. This is another money management trick - stop paying for services you no longer need. Set and reach your financial goals! Goals are a key concept of budgeting. As was mentioned before, expense tracking is just a part of the story. Personal finance is made of goals. Let's say you want to spend less on shopping or save more for vacation. These are financial goals. The PocketGuard budget app gives you all the necessary tools to set them properly. Set up your debt-payoff plan! Nobody's perfect and almost anyone has debt to pay off. The question is: do you have a plan? Connect all your credit and loan accounts and we'll show you the way to a debt-free future. Our smart algorithm calculates the most profitable debt repayment strategy so you'll save hundreds or even thousands by paying less in interest! BANK-LEVEL SECURITY We use the same 256-bit SSL encryption as all major banks to ensure your sensitive information is safe and sound. The PocketGuard app also uses PIN codes and biometrics, like Touch ID & Face ID, as an additional security layer. PocketGuard connects to U.S. and Canadian financial institutions only. PocketGuard offers a premium subscription - PocketGuard Plus - which gives you access to additional features and is not required to use PocketGuard. PocketGuard Plus subscription lengths and prices: Monthly - $12.99* / month Annual - $74.99* / year Prices are in U.S. dollars, may vary in countries other than the U.S., and are subject to change without notice. If you choose to purchase PocketGuard Plus, payment will be charged to your iTunes account. Subscription automatically renews unless auto-renewal is turned off at least 24 hours before the end of the current period. Auto-renewal may be turned off at any time by going to your settings in the iTunes Store after purchase. Any unused portion of a free trial period will be forfeited if you purchase a different subscription plan. Privacy Policy: https://pocketguard.com/privacy/ Terms of Use: https://pocketguard.com/terms/

Screenshots

Reviews

  • Does not work with iOS 16!

    1
    By JR_Danfoss
    I’m so frustrated and disappointed. App freezes constantly with latest iOS. Also cannot log in via web app either. If not fixed I have to Churn. Totally hope they get it fixed.
  • Very buggy

    3
    By littlebear256
    This app is so frustrating. It is great for the services that it offers, such as budgeting and tracking spending, but when you go to update transactions it gets stuck loading and I constantly have to exit out of it and half the time it won’t reload when I reopen it. I’m frustrated that I paid for the year subscription and now I have to deal with a very buggy app that makes it impossible to use most of the time.
  • Sure Hate to Do This

    3
    By d-pressed
    I had to leave Mint and I chose Pocketguard due to the fantastic reviews. I love (d) it! A solid 5-star here up until the end of Aug 2024. However, each month I am adding more and more accounts that I have to update manually into the Cash area. The first one was Thrift Savings Plan and it is one balance that can be updated monthly. No big deal. The next was my credit union that was syncing beautifully on a daily basis until 31 Aug. There’s a good amount of activity in that account. I deleted that account in Pocketguard and established the balances in Cash and I update several accounts with several transactions daily. I contacted the credit union (Tyndall in FL) and they told me the data was being aggregated using Plaid and their system is not updated to handle Plaid and they’re pretty sure it never will be. I did not get that from Pocketguard; I did that research myself I’m not happy. I lost my history on that acct and I sent the imported last year’s transactions from the credit union to Pocketguard using their “import” procedure. No response, no updates. Now, as of 30 Sep, Merrill Lynch is no longer syncing/updating. I don’t really want to spend all this time manually updating these multiple accounts when I have paid for the premium PocketGuard. Plus If I lose that history…wow. I notified Pocketguard. The error was Error code 170. Their responses leave a lot to be desired: this is a known issue with Merrill Lynch and we are working on it. Identical to the response when I reported my credit union’s problems. No inkling of what the actual issue is and how long this will take. Why isn’t there a central repository of known problems and when they’ll be fixed like Mint had? The account was syncing perfectly before, why did it stop on 30 Sep? If it’s Plaid again, there may never be a fix. I might as well start building my spreadsheet now. So I’m sorry to say, I cannot recommend PocketGuard anymore.
  • Hard to Use!

    1
    By Captnjess
    As a career banker and someone with an MBA, I found this app extremely difficult to use. It double counted many things which was an effect of using both the recurring bills category and budget tracking. This was not apparent at set up and I could not get it to right itself, even making recurring items inactive and asking for assistance from customer service, who also was not helpful. At the end of the month, it showed that I had a negative number left in my pocket, which was incorrect, but then when I added a paycheck as income for that period it went negative thousands more…how can that even occur mathematically and in a user-friendly experience? Do not recommend! Going back to the Dave Ramsey app.
  • Broken

    1
    By B3cca:B00
    This app rarely opens on my phone and if it does it crashes quickly. I’m not sure if it’s not compatible with the new iPhone update, but I’d really like my money back for my subscription if the app is not going to do anything but take up space.
  • Great!

    4
    By FreeMediaLover
    Very helpful, and I enjoy using it. Worth the money to upgrade and get all the features.
  • Worked for just over a month…. UPDATED

    5
    By WILLIGSXR
    Worked for a month and I decided to purchase the premium version. A week after I purchased a year subscription one of my banks no longer updated. I contacted support and they explained it was something on their end and they could not provide a timeline as to when it would be fixed. It’s been two months now and it’s still not fixed and it’s too late to request a refund for purchasing the premium version. I would not recommend PocketGuard and if you do go month to month so you don’t run into the same situation I did. Regards. 06SEP2024 I wanted to provide an update to my previous review. After working with PocketGuard support for a little over a month, he resolved all issues that I had. I no longer have any connection issues with my financial provider in PocketGuard has also provided updates to budgeting which I couldn’t find more useful I couldn’t be happier to have stuck with the PocketGuard with the help from their team. I highly recommend PocketGuard to anyone wanting to do spend tracking in budgeting. Thank you to PocketGuard in the support team for all their help!!
  • Great app, so easy to use and efficient

    5
    By Alpal517
    I find this app to be the best yet in helping me organize my finances, spending, tracking each purchase, keeping everything in one place, and ability to categorize spending.
  • Get This App

    5
    By StoneSnoop
    I am loving this app and I have tried several. All of my banks and credit cards link up to the app without any errors and the interface is very user-friendly. I was already planning to keep the app because of how easy it makes it for me to analyze my spending, but then I got an email from warning me I only had two days left on my free trial and warning me to cancel before I get charged I don’t love the app. That is proof right there of how confident PocketGuard is that they have a quality app, and they are right! Great app, download it for yourself!
  • AMAZING

    5
    By Kevinfdez95
    Now with Apple Card support. Just. 10/10

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