Experian®

Experian®

By Experian

  • Category: Finance
  • Release Date: 2016-05-16
  • Current Version: 4.1.10
  • Adult Rating: 4+
  • File Size: 206.94 MB
  • Developer: Experian
  • Compatibility: Requires iOS 16.0 or later.
Score: 4.84159
4.84159
From 2,312,352 Ratings

Description

Get your Experian credit report and FICO® Score* with a free Experian membership—no credit card needed! Learn how to instantly raise your FICO Score with Experian Boost®ø, get notified about changes to your credit and more. You can even open a new Experian Smart Money™ Digital Checking Account—it’s FDIC insured with no monthly fees or minimum balance¶ (see terms at experian.com/legal). GET STARTED FOR FREE • Experian credit report & FICO® Score* Check your FICO Score and credit report anytime, anywhere—it won’t hurt your credit. Sign in for updates every 30 days. See what factors help or hurt your FICO Score, and actions to take for better credit. • Experian Boost®ø Raise your FICO® Score* using bills like your cell phone, utilities, video streaming services & eligible rent payments. • Experian Smart Money™¶ The Experian Smart Money™ Digital Checking Account helps you build credit without debt by automatically connecting to Experian Boostø! • Credit monitoring Stay informed with push notifications if your FICO® Score* changes, accounts are opened in your name or new inquiries appear on your credit report. • Money management Connect external bank & credit card accounts to see all your income, transactions and balances in one place. • Marketplace^ Compare credit card, loan or insurance options matched to your unique credit profile. PREMIUM BENEFITS • Bill negotiation & subscription cancellation** Save time and money when our experts negotiate your bills to get your best price! We'll even cancel subscriptions you no longer use. • Experian CreditLock*** Protect against identity theft by locking your Experian credit file. We’ll alert you in real time if someone tries to apply for credit in your name while your file is locked. TERMS See experian.com/legal for Terms of Use Agreement, Privacy Policy, Cardholder Agreement & Disclosures. ¶The Experian Smart Money™ Debit Card is issued by Community Federal Savings Bank (CFSB), pursuant to a license from Mastercard International. Banking services provided by CFSB, Member FDIC. Experian is a Program Manager, not a bank. ‡To be eligible for the $50 bonus, your Experian Smart Money™ Digital Checking Account must be credited with at least $1,000 in direct deposits within 45 business days of opening your account, and your account must stay active and in good standing at the time the bonus is paid. The bonus will be deposited into your account within 10 business days, once earned. Terms and conditions apply. øResults will vary. Not all payments are boost-eligible. Some users may not receive an improved score or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost®. *Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO Score than FICO Score 8 or another type of credit score altogether. **Results will vary. Not all bills or subscriptions are eligible for negotiation/cancellation. Savings are not guaranteed, and some may not see any savings. ***Experian CreditLock is a separate service from Security Freeze: experian.com/freeze/center.html. Learn about the differences between them: experian.com/blogs/ask-experian/whats-the-difference-between-freezing-or-locking-my-credit/ ^Based on FICO® Score 8 model. Approval is not guaranteed. Some may not see savings from improved interest rates. Offers are not available in all states. ©2023 Experian. All rights reserved. Experian. Experian and the Experian trademarks used herein are trademarks or registered trademarks of Experian and its affiliates. The use of any other trade name, copyright, or trademark is for identification and reference purposes only and does not imply any association with the copyright or trademark holder of their product or brand. Other product and company names mentioned herein are the property of their respective owners. Licenses & Disclosures: experian.com/help/cm-licenses-and-disclosures.html

Screenshots

Reviews

  • Excellent service provided

    5
    By Check hers
    Very detailed and concise information
  • Experian customer

    5
    By realkingjohn100k
    Good app if you care about your credit score
  • Someone set up an acct in my name to monitor my credit score

    1
    By Hi-Def10
    I have tried numerous time to get ahold of someone at Experian in regards to someone setting up an Experian acct in my name with their email address without my knowledge. Your phone system will not let me get through to someone and I can’t send an email to myself through the app to make any changes because it is their email address. I need someone from Expedian to reply to this review quickly or I will be taking further action because y’all are impossible to get ahold of.
  • Best app ever

    5
    By jose pasadena
    Control your future
  • User friendly

    5
    By Study help
    The app is great for quick login! I can see all of the factors regarding my score and credit history.
  • Review

    5
    By Lilmo1234
    I appreciate the ability to have my credit report available to work on and build as credit is so important in this economy. Also, even through the hard financial times it is good to have available to continue to build and improve my personal credit.
  • Cost

    1
    By 🧟‍♂️what
    I get alerts that can’t be resolved. Experian should resolve issues for the cost I pay.
  • What a big disappointment

    1
    By don't waste my time 1
    All other creditors has my credit at 659 and you have it at 624. OK that’s hard to believe all you’re looking to do is try to make more money on somebody with your apps telling them they are lower than what the score really is shame on you.
  • Decrease

    3
    By PStrick198
    I pay my bills and my credit keeps going down! Why are is that?
  • Love it

    5
    By Shah Hamidi
    All I expect is here at the app, it's great, easy, and trustworthy. Thanks 🌟

keyboard_arrow_up